We can boost revenues, reduce operating expenses, and boost net business profits thanks to the services we offer to card issuers and the acquiring industry. We use three growth levers to attain this goal. To achieve an annual net growth of 10% to 15% on cancellations, the first lever is to increase the net placement of cards. The second lever is to revise the credit limits of the cards to increase the available balance and increase invoicing for customers who have good payment habits, and the third lever is to examine the life cycle to foster greater loyalty and more frequent use of payment cards each month.
We created a profitability model to calculate the business contribution and the typical revenue per client, by kind of card product, by transactional channel, and by branch, in order to evaluate the outcomes. By implementing card business management tools that are in line with the placement of new cards, the sales strategy, the income of the products, the differentiation of the profit by credit card limit ranges, and portfolio risk controls, we provide a fully integrated profitability model as part of the consultancies. The end result is a business model that focuses on boosting firm profitability while enabling higher performance with optimum efficiency and optimal revenue generation.
